Banking Infrastructure

Banking infrastructure
for Factoring & Confirming.
Marketplace · APIs · White-label.

Three ways to work with us — all powered by the same stack. 27 APIs across 6 categories (Origination, Data, Operations, Compliance, Insurance, Embed) · 13 Iberian ERPs integrated · PT+ES coverage today, EU expansion next.

27APIs · 6 categories
13ERPs in production
<2srisk-scoring response
99.9%uptime · EU data residency

Three commercial models · pick what works

Marketplace for low-CAC origination. APIs to integrate with your stack. White-label for a standalone branded platform. Same technology, three contracts.

Available now
Marketplace

Join as bank partner

Iberian SMEs come to Advanta · matched to your bank's criteria · originated in your system. Zero platform fee. Pay only revenue-share when an operation is funded.

  • Pre-qualified SMEs · zero CAC for the bank
  • Match by sector · size · geography · score
  • KYC/AML/NIF done before handoff
  • You keep customer · pricing · risk · branding
  • Go-live in 4 weeks · standard MSA
0.15-0.30% rev-share · zero platform fee
View Marketplace →
Available now
White-label

Standalone platform

Full platform under your brand · own domain · 100% your customer. Includes SME portal, supplier portal, mobile branch advisor, bank backoffice, and all 27 APIs internally.

  • SME Portal · Supplier Portal · Branch Advisor
  • Bank Backoffice · pricing committee tools
  • Full co-branding · own domain · DKIM
  • Optional single-tenant deployment
  • Go-live in 10 weeks · vs 18-24m internal build
Typically €150K-2M/year · NDA-first
View White-label →

Modernise your factoring & confirming line.
Without rebuilding your core.

Free 2-week diagnostic. Delivered to Head of Factoring, Head of Risk, and CFO. Concrete numbers — then decide which model fits.

Or email directly: hello@advanta.pt